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Our Approach


1

Discovery Meeting

Start your journey to financial independence with a discovery meeting where we learn about your goals, concerns, and financial situation. It’s a chance for both of us to see if we’re a good fit—and you can also use it to get a second opinion on your current financial plan.

2

Planning Meeting

After reviewing your investment accounts (e.g., 401K, IRA), we’ll create and walk you through a personalized plan or second opinion plan. Based on your risk profile, we’ll propose an investment mix and help you understand the value that Fortress Planning Group can provide.

3

Commitment Meeting

After you review your plan, we’ll meet to answer questions. If we agree to move forward, we’ll sign documents to begin our relationship and transfer your investments. We are paid a management fee from accounts that are created at Charles Schwab and managed by us. Our goal is to help guide your family toward financial freedom.

4

Progress Meetings

Your investment plan is just the start. In progress meetings, we address key wealth areas like insurance, tax planning, estate planning, and employer benefits, while reviewing performance and life changes. We’ll build your roadmap to financial freedom, meeting in person, by phone, or virtually.

The first step on your road towards financial independence is a discovery meeting where we get to know each other by listening and asking questions in order to understand what is most important to you. We will ask questions related to your interests, your goals, your concerns and your current financial position. While every discovery meeting is different, the goal of this meeting is for us to cover some general information in order to help us get to know you, and in turn, for you to get to know us so that we can mutually determine if we are a good fit for each other. If you already have a financial advisor, you can also use this meeting to gain an informed “second opinion.”

Upon receiving current investment account information from you (for example: 401K and/or IRA statements), we will prepare an investment plan (or second opinion plan) that we will walk you through to make sure you understand your current investment scenario and how it compares to our proposed investment plan. Our proposed investment plan will be built to include the right mix of investments based on your risk number, which will also be determined during this meeting. This plan forms the foundation for all of our work together. The goal of this meeting is for you to develop an understanding of the value that Fortress Planning Group can provide.

After you have had a chance to review the investment plan, we will meet to discuss any questions you may have. If we both mutually agree that there is great value in starting a relationship, we will sign the required documents for you to become a client of Fortress Planning Group. Additional paperwork will then be completed to transfer the management of your investments over to Fortress Planning Group. Once we start to manage your investments, we are paid a management fee from the accounts that are created at Charles Schwab and managed by us. For more information about our management fee, please review our FAQ's page. The goal of this meeting is to sign the investment management agreement and begin a relationship that will allow us to help you be a family steward in order to help your family achieve financial freedom.

The investment plan serves as our framework, but it is only the beginning. In our progress meetings, our goal is to tackle all of the wealth issues family stewards face, one by one. This may include insurance needs, tax planning, estate planning, reviewing employer benefits, etc. We will also review investment results from the previous quarter and discuss any changes in your lives that may have happened or are planned in the near future. At the first progress meeting, we will begin to develop your roadmap to financial freedom. Our meetings can happen in person at our office, over the phone or by virtual meetings. You let us know what is most convenient for you and we will do our best to accommodate your request.